Disclaimer

This Disclaimer governs the use of FinaCMS ("FinaCMS", "we", "our", "us") and clarifies the limitations of our responsibility as a software provider.

1. Software Platform Only

  1. FinaCMS is strictly a technology platform providing loan management software.
  2. FinaCMS does not provide loans, act as a lender, or function as a financial institution.
  3. FinaCMS does not facilitate, control, or participate in lending transactions.

2. No Financial Responsibility

  1. All financial decisions are made solely by users.
  2. FinaCMS is not responsible for loan approvals, rejections, or repayment outcomes.
  3. We do not guarantee loan recovery or financial performance.

3. No Control Over User Activities

  1. FinaCMS does not control user behavior, interest rates, or lending practices.
  2. Users are solely responsible for their actions on the platform.

4. Regulatory Compliance

  1. Users are responsible for complying with all applicable laws, including State Money Lending Acts.
  2. FinaCMS does not verify whether users hold required licenses.
  3. Use of the platform does not imply legal authorization to conduct lending business.

5. Data Accuracy

  1. FinaCMS relies on data entered by users.
  2. We do not guarantee the accuracy, completeness, or reliability of such data.

6. Third-Party Services

  1. FinaCMS may integrate with third-party services.
  2. We are not responsible for third-party systems, services, or failures.

7. Limitation of Liability

  1. FinaCMS shall not be liable for any direct or indirect financial loss.
  2. This includes loss arising from loan defaults, disputes, or misuse of the platform.

8. No Warranty

  1. The platform is provided on an "as-is" and "as-available" basis.
  2. We make no warranties regarding uninterrupted service or error-free operation.

9. User Acknowledgement

  1. By using FinaCMS, users acknowledge and accept this Disclaimer.
  2. Users agree that they are solely responsible for their business activities.

10. Updates

  1. This Disclaimer may be updated at any time.
  2. Continued use of the platform constitutes acceptance of updates.