Term And Condition

Website: https://finacms.com

Platform Name: FinaCMS

1. Introduction

Welcome to FinaCMS ("Platform", "Company", "we", "our", "us").

FinaCMS provides a cloud-based Loan Management and Ledger Software designed for financial service providers.

By using our services, you agree to these Terms. If you do not agree, do not use the platform.

2. Nature of Service

FinaCMS is strictly a Software-as-a-Service (SaaS) provider.

We provide:

  • Loan management tools
  • EMI tracking systems
  • Agreement generation tools
  • Reporting and accounting tools

We do NOT:

  • Provide loans
  • Act as lender or borrower
  • Handle or transfer funds
  • Guarantee loan recovery
  • Participate in lending transactions

3. User Eligibility

  • You must be at least 18 years old
  • You must legally operate a financial business
  • You must obtain required licenses (if applicable)
  • You must comply with applicable laws

4. Legal Compliance Responsibility

  • User is responsible for obtaining lending licenses
  • User must comply with RBI & State laws
  • FinaCMS is not liable for regulatory violations

5. No Financial Intermediation

  • FinaCMS is not an NBFC or financial institution
  • Does not facilitate or route funds
  • All transactions occur directly between users and borrowers

6. Fees & Subscription

  • Subscription-based pricing
  • Monthly or annual fees
  • Non-refundable unless stated
  • Non-payment may suspend access

7. Data Protection & Privacy

Users may input sensitive data such as personal and financial information.

  • We use reasonable security measures
  • We do not sell user data
  • Access only for support purposes

User Responsibilities:

  • Obtain borrower consent
  • Ensure lawful data usage
  • Comply with data protection laws

8. Prohibited Use

  • Illegal lending
  • Unlawful interest practices
  • Harassment or abusive recovery
  • Fraud or misuse of data

9. Limitation of Liability

  • FinaCMS is not liable for financial losses or disputes
  • Maximum liability is limited to last 3 months subscription fees

10. Account Suspension & Termination

  • Accounts may be suspended for suspicious activity
  • Immediate termination for violations
  • Users may terminate anytime

11. Intellectual Property

  • All rights belong to FinaCMS
  • No copying, reselling, or reverse engineering allowed

12. Disclaimer

FinaCMS is provided "as-is". We do not guarantee financial outcomes or regulatory approval.

13. Indemnification

User agrees to indemnify FinaCMS against claims arising from misuse or legal violations.

14. Governing Law

These terms are governed by the laws of India.

Jurisdiction: [Add Your City & State]

15. Modifications

We may update these terms anytime. Continued use means acceptance.

16. Contact Information

Email: support@finacms.com

Website: https://finacms.com